Case Studies: Sahulat Journal No. 5, Vol. 4, June 2016
Micro financing has given an impetus to the growth of Women Self Help Groups (WSHGs) which in turn have given a fillip to women entrepreneurship, especially in developing countries like India. The main focus of the paper is to study the extent to which micro financing has resulted in growth of women entrepreneurship. The study is conducted in the state of Goa. Data is collected through in-depth personal interviews with members of WSHGs. Sample respondents consisted of members of the WSHGs from all over Goa. Emphasis is laid on qualitative analyses of data collected. Case study method is adopted for substantiating the argument made. The study reflects that micro financing and formation of WSHGs has helped in exploring the chances of springboards for women to be independent entrepreneurs. However the transformation is never an easy one. There are various challenges faced by women members in both the cases, either venturing in group entrepreneurship or being individual entrepreneurs. The
study reflects that there are various factors that influence entrepreneurship among the members of WSHGs. Issues like bank WSHG linkage, nature of membership, infrastructural facilities, marketing facilities, risk taking ability, societal attitude etc. need to be understood and analyzed for enabling women to become effective entrepreneurs.