Sahulat A Journal of Interest Free Microfinance, A Bi-annual Publication of Sahulat Microfinance Society devoted to scientific investigation of issues involved in the development of poor people in India and abroad. Sahulat welcomes contributions from all interested scholars all over the world. The sole purpose of the journal is to encourage free and frank discussion on the issues of concern in these areas so as to develop them as scientific disciplines.
The thematic areas which the Journal deems fundamental are:
- Economic development of minorities, poor people and economically weaker sections of the society
- Rural studies encompassing Microfinance, Interest Free Microfinance, Cooperative effort, Cooperative movement, and Cooperative Systems, etc.
- Encourage free and frank discussion on the issues of concern related to Interest Free Finance.
- Poverty, Poverty alleviation.
- Interest Free Finance.
- Micro Insurance Including Interest Free Insurance
- Submissions should be original contributions and should not be under consideration by any other publication.
- SAHULAT A Journal of Interest Free Microfinanceadheres to a rigorous peer reviewing policy in which the identity of both the reviewer and author are always concealed from both parties.
- Copyright of articles will be assigned toSAHULAT A Journal of Interest Free Microfinance. Contributors will receive a Copyright Assignment Form prior to publication, and are responsible for appropriate acknowledgement of sources used in the text, as well as for obtaining permission to reproduce material to which they do not own copyright.
- Manuscripts should be submitted to the editors by email attachment in Word for Windows. All submissions must include an abstract of 150 words maximum, as well as five keywords for thematic indexing. On a separate page, authors must include their full name, current affiliation, contact information and postal details. All documents should be scanned for viruses prior to sending. All manuscripts and editorial correspondence should be addressed to The Editors, SAHULAT A Journal of Interest Free Microfinance to the email: email@example.com
- All manuscripts, in order to be anonymously reviewed, should include a separate title page with author’s names and affiliations, and these should not appear elsewhere in the manuscript. Footnotes that identify the authors should be typed on a separate page. Authors should make every effort to ensure that the manuscript contains no clues to their identities.
- In case there are two or more authors, the corresponding author’s name and contact details should be clearly indicated on the first page.
- Endnotes should be short and kept to a minimum, using the endnote function of your word processor.
- British spellings throughout; universal ‘s’ in ‘-ise’, ‘-isation’ words.
- Use single quotes throughout. Double quotes only to be used within single quotes. Spellings of words in quotations should not be changed. Quotations of 45 words or more should be separated from the text and indented with one space with a line space above and below.
- Use ‘19th century’, ‘1980s’. Spell out numbers from one to nine, 10 and above to remain in figures. However, for exact measurements, use only figures (3 km, 9 per cent, not %). Use thousands and millions, not lakhs and crores. Avoid saying ‘recently’ but rather give the year.
- Use of italics and diacriticals should be minimized, but used consistently. Use italics only for the first time the word or phrase is used. Do not italicize abbreviations like etc., et al., and ibid. An exception is sic, which should be italicized and placed in square brackets.
- A consolidated listing of all books, articles, essays, theses and documents referred to (including any referred to in the tables, graphs and maps) should be provided at the end of the article.
- Arrangement of references: Reference list entries should be alphabetized by the last name of the first author of each work. In each reference, authors’ names are inverted (last name first) for all authors (first, second or subsequent ones); give the last name and initials for all authors of a particular work unless the work has more than six authors. If the work has more than six authors, list the first six authors and then use et al. after the sixth author’s name.
a) Chronological listing: If more than one work by the same author(s) is cited, they should be listed in order by the year of publication, starting with the earliest.
b) Sentence case: In references, sentence case (only the first word and any proper noun are capitalized – e.g., ‘The software industry in India’) is to be followed for the titles of papers, books, articles, etc.
c) Title case: In references, Journal titles are put in title case (first letter of all words except articles and conjunctions are capitalized – e.g., Journal of Business Ethics).
d) Italicize: Book and Journal titles are to be italicized.
- Citations and References should adhere to the guidelines below (based on the Publication Manual of the American Psychological Association, 6th edition). Some examples are given below:
(a)In text citations:
One work by one author: (Kessler, 2003, p. 50) or ‘Kessler (2003) found that among the epidemiological samples..’.
One work by two authors: (Joreskog & Sorborn, 2007, pp. 50–66) or Joreskog and Sorborn (2007) found that..
One work by three or more authors: (Basu, Banerji & Chatterjee, 2007) [first instance]; Basu et al. (2007) [Second instance onwards].
Groups or organizations or universities: (University of Pittsburgh, 2007) or University of Pittsburgh (2007).
Authors with same surname: Include the initials in all the in-text citations even if the year of publication differs, e.g., (I. Light, 2006; M.A. Light, 2008).
Works with no identified author or anonymous author: Cite the first few words of the reference entry (title) and then the year, e.g., (‘Study finds’, 2007); (Anonymous, 1998).
If abbreviations are provided, then the style to be followed is: (National Institute of Mental Health [NIMH], 2003) in the first citation and (NIMH, 2003) in subsequent citations.
- Two or more works by same author: (Gogel, 1990, 2006, in press)
- Two or more works with different authors: (Gogel, 1996; Miller, 1999)
- Secondary sources: Allport’s diary (as cited in Nicholson, 2003).
Patnaik, Utsa (2007). The republic of hunger. New Delhi: Three Essays Collective.
(c) Edited Books:
Amanor, Kojo S., & Moyo, S. (Eds) (2008). Land and sustainable development in Africa. London and New York: Zed Books.
(d) Translated books:
Amin, S. (1976). Unequal development (trans. B. Pearce). London and New York: Monthly Review Press.
(e) Book chapters:
Chachra, S. (2011). The national question in India. In S. Moyo and P. Yeros (Eds), Reclaiming the nation. (pp. 67–78). London and New York: Pluto Press.
(f) Journal articles:
Foster, J.B. (2010). The financialization of accumulation. Monthly Review, 62(5), 1-17. doi: 10.1037/0278-6188.8.131.52 [Doi number optional]
(g) Newsletter article, no author:
Six sites meet for comprehensive anti-gang initiative conference. (2006, November / December). OOJDP News @ a Glance. Retrieved from http://www.ncrjs.gov/html
(h) Newspaper article:
Schwartz, J. (1993, September 30). Obesity affects economic, social status. The Washington Post, pp. A1, A4.
(i) In-press article:
Briscoe, R. (in press). Egocentric spatial representation in action and perception. Philosophy and Phenomenological Research. Retrieved from http://cogprints.org/5780/1/ECSRAP.F07.pdf
(j) Non-English reference book, title translated into English:
Real Academia Espanola. (2001). Diccionario de la lengua espanola [Dictionary of the Spanish Language] (22nd ed.). Madrid, Spain: Author.
(h) Special issue or section in a journal:
Haney, C., & Wiener, R.L. (Eds) (2004). Capital punishment in the United States [Special Issue]. Psychology, Public Policy, and Law, 10(4), 1-17.
- Book reviews must contain name of author/editor and book reviewed, place of publication and publisher, year of publication, number of pages and price.
- Authors will receive a PDF/e-print of their article and one copy of the journal issue in which the author’s article appears.
The editor reserves the right to make editorial revisions
All correspondence relating to editorial matters may be addressed to: firstname.lastname@example.org